Worthing house prices and inflation in October 2026: What it means for your move

The short version

UK inflation is 3.3% and average earnings are growing at 3.7%, so real wage growth is about 0.4%. Slowly, quietly, your money is going a little further.

The Bank of England base rate has held at 3.75% for several months. The national average house price is £288,279, with annual growth slowing from 3.9% in July to 1.2%.

Here in Worthing BN11, there are 498 homes for sale at an average asking price of £292,112, and around 29 sell each month. Here is what all of that means for your move.

The myth about prices, inflation and moving home

The myth: if prices are rising and inflation is up, it must be getting harder for everyone to buy a home.

The reality: what matters is your spending power, and right now it is creeping in the right direction.

I'm Susi, and I hear people talk about inflation as if it's a weather front rolling in off the Atlantic. It's much simpler than that. It's the cost of life getting a bit more expensive.

What does 3.3% inflation actually mean?

If your basket of groceries cost £100 last October, it costs £103.30 now. Same milk, same bread, slightly heavier price tag. You see it at the petrol pump and on your energy bill.

Are wages keeping up with inflation?

Just about, and that's good news. Average earnings are growing at 3.7% against inflation of 3.3%, so real wage growth is positive at roughly 0.4%. It won't feel like winning the lottery, but your pay is stretching a little further than it was. After a long stretch of running up a downward escalator, that's real progress. I looked at what this means for affordability in Worthing in the August update, and the direction of travel hasn't changed.

What does the base rate mean for mortgages in Worthing?

The Bank of England base rate has held at 3.75% for several months. Mortgage rates haven't fallen as fast as many hoped. But because wages are outpacing inflation, a monthly mortgage payment takes a slightly smaller bite out of your take-home pay.

What is happening to UK house prices?

The national average house price is now £288,279. Annual growth has slowed from 3.9% in July to 1.2% this October. Cooler price growth plus rising wages makes for a fairer playing field for buyers than we've seen in a few years.

What does this mean for Worthing BN11?

National trends act like the tide. They reach every harbour eventually.

In BN11 we're in a buyer's market. There are 498 homes for sale at an average asking price of £292,112, so buyers have room to breathe and negotiate. Inflation has stayed between 2.8% and 3.4% since May, which keeps things steady. Sellers who price honestly are the ones making the 29 or so sales we see each month.

For landlords, inflation pushes up maintenance and insurance costs. But the 16.8% capital growth over the last seven years — about £42,911 on a typical home — shows bricks and mortar has held its value against the rising cost of living.

What's the outlook for the Worthing property market?

We're heading into the last months of 2026 with a sense of balance. Prices aren't skyrocketing and wages are finally winning the race against inflation. It's a time for sensible moves and careful planning, and the foundations look firmer than they have in a long time.

Thinking of moving in Worthing?

Let's do this differently. Book a home visit and I'll give you an honest figure based on what's actually selling in Worthing right now. One person throughout: me. If you'd like more of the market picture first, my October market update is a good place to start.

Worthing property market FAQs

Is it a good time to buy a home in Worthing?

Wages are growing faster than inflation and price growth is cooling, so affordability is slowly improving. With 498 homes for sale in BN11, buyers also have plenty of choice.

What is the Bank of England base rate in October 2026?

3.75%, unchanged for several months.

What is the average house price in the UK?

£288,279 nationally, with annual growth of 1.2%, according to the latest UK House Price Index data.

How much have Worthing house prices grown?

A typical BN11 home has gained about £42,911, or 16.8%, over the last seven years.

Thinking of moving? Call me on 07739 380515 or message @propertyofWorthing on Instagram. No hard sell, just an honest chat.

Susi Knightwell Properties is a Worthing estate agent trading with Keller Williams. Susi lives and works in Worthing, specialising in family and character homes. Follow along on Instagram.